Original Research · Updated 2026-06-17

Research

Original UK pension data research from the PlainPension editorial team. Every page is rendered server-side from a live SELECT against the portal database — no numbers are hardcoded.

UK Pension Wrapper Comparison

Every UK pension wrapper PlainPension covers — State, Workplace DC, Workplace DB, SIPP, Stakeholder — with annual allowance, min access age, tax-free lump sum, employer match, and FSCS protection. Live SSR query against pension_wrappers.

Class 3 Voluntary NI Contributions — Cost per Qualifying Year

Live SSR comparison: cost of buying one extra qualifying NI year via Class 3 voluntary contributions, against the 1/35th additional State Pension income that year unlocks. Year-by-year break-even analysis from the ni_qualifying_years and state_pension_rates tables.

For our full source-to-publication chain see the methodology page. Editorial team: PlainPension Editorial.