Research · 2026-05-20
Full UK State Pension Rate History and Triple-Lock Uprating
Every full New State Pension and basic State Pension rate held in the PlainPension database, by tax year, with the triple-lock uprate applied each April. Live SSR query against the state_pension_rates table.
Research period:
The full New State Pension rises every 6 April under the triple lock — the higher of CPI inflation, average earnings growth, or 2.5%. PlainPension stores every rate held in its database, sourced directly from the DWP rate-uprating order laid before Parliament each Spring. This page renders every row in our state_pension_rates table as of the current data vintage. The database currently covers 2 tax years from 2025/26 through 2026/27, with an average annual triple-lock uprate of 4.45%.
The current full New State Pension is £241.30 per week (annual £12,547.6), effective from for the 2026/27 tax year. The uprating from the previous year was 4.8% under the triple-lock formula.
Full New State Pension — annual £ by tax year (2025/26 → 2026/27)
Full rate table
| Tax year | Full New State Pension (weekly) | Full New State Pension (annual) | Basic State Pension (weekly) | Triple-lock uprate | Effective from |
|---|---|---|---|---|---|
| 2025/26 | £230.25 | £11,973 | £176.45 | 4.1% | 2025-04-06 |
| 2026/27 | £241.30 | £12,547.6 | £184.90 | 4.8% | 2026-04-06 |
Triple-lock annual uprate (%) by tax year
How the triple-lock works
The triple lock has been in place since 2010 and sets the annual increase in the State Pension at the higher of three measures: CPI inflation in the September preceding the new tax year, average earnings growth in the May–July period, or a statutory floor of 2.5%. The figure chosen each year is the one of the three that delivers the largest uprate to pensioner incomes. In low-inflation low-wage-growth years the 2.5% floor applies; in inflationary years (notably 2022/23 with a 10.1% uprate driven by CPI in the post-Brexit, post-energy-price-spike economy) inflation wins; in years of strong wage growth (such as the 2026/27 uprate of 4.8%) earnings win.
Sources
- DWP, UK State Pension rate-uprating order
- Office for National Statistics, Consumer Price Index time series
- Office for National Statistics, Average Weekly Earnings time series
For our methodology and refresh schedule see the methodology page. For an explainer of how qualifying years and the State Pension calculation interact see UK State Pension Qualification Rules.
Limitations
The figures above are rates set under the triple lock as published in DWP rate-uprating orders. The amount any individual actually receives depends on their qualifying-year history (35 years for the full rate; 10 minimum for any rate at all). Pre-April-2016 contracted-out NI contributions affect the “starting amount” calculation under the new State Pension regime and can leave individuals with a State Pension below the headline rate even after 35+ qualifying years. The DWP State Pension Forecast service at gov.uk/check-state-pension shows your individual entitlement.