Terms of Use
Effective Date: May 17, 2026
Acceptance of Terms
By accessing and using PlainPension ("plainpension.co.uk"), you agree to these Terms of Use. If you do not agree, please do not use this site.
Information Purpose
PlainPension is an informational resource that presents publicly available government data in a more accessible format. The information on this site is provided for general informational purposes only and should not be relied upon as professional advice.
Accuracy and Completeness
While we strive to present accurate information, we make no warranties about the completeness, reliability, or accuracy of the data. Government source data may contain errors, may be outdated, or may not reflect current conditions. Always verify important information with official government sources.
No Professional Advice
Nothing on this site constitutes professional advice of any kind — whether medical, legal, financial, or otherwise. Any decisions you make based on information found here are solely your responsibility.
Intellectual Property
The underlying government data presented on this site is in the public domain. Our original design, code, text, and organization of the data are copyrighted by Kiznis.Studio. You may not scrape, reproduce, or redistribute our site design or original content without permission.
Third-Party Links
This site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.
Advertising
This site displays advertisements through Google AdSense to support its operation. Ads are served by third parties and are subject to their own terms and privacy policies.
Limitation of Liability
To the fullest extent permitted by law, PlainPension and Kiznis.Studio shall not be liable for any damages arising from your use of or inability to use this site.
Changes to Terms
We may update these terms at any time. Continued use of the site constitutes acceptance of any changes.
Contact
Questions about these terms? Email hello@plainpension.co.uk.
Data Accuracy and Verification
PlainPension aggregates and reformats information that originates from public government agencies, regulatory filings, and other openly available sources. While we take reasonable steps to ingest, normalize, and refresh this data, upstream records may contain clerical errors, lag behind real-world changes, or omit relevant context. You are solely responsible for verifying any fact that influences a legal, medical, financial, educational, safety, or similarly consequential decision. Cross-reference the official source before acting on anything you read here.
Acceptable Use
You may browse, read, and share PlainPension content for personal, journalistic, academic, and non-commercial research use. You may cite specific records with attribution and a link back to the page on plainpension.co.uk. You may not (a) systematically scrape, crawl, or download the dataset in bulk without prior written permission; (b) resell, sublicense, or redistribute derived data products that compete with PlainPension; (c) use our pages to harass, defame, or misrepresent any individual or organization appearing in the data; (d) remove, obscure, or mislabel source attribution; or (e) attempt to bypass rate limits, security controls, or authentication mechanisms.
Editorial Process and Source Primacy
PlainPension combines raw public data with plain-language summaries, explainers, and comparisons through a continuous editorial pipeline. Narrative sections are drafted under editorial review for accuracy, plain-language clarity, and consistency with HMRC regulation before publication. Numbers are never altered between source and display — they are loaded directly from the upstream HMRC and gov.uk feeds. If you spot a summary that misreads the data, please email the correction link on our contact page.
Changes to These Terms
We may update these Terms of Use from time to time to reflect changes in our data sources, product features, legal environment, or advertising relationships. When we make material changes, we will update the "Last updated" date above and — when appropriate — surface a brief notice on the homepage. Continued use of the site after an update constitutes acceptance of the revised terms. We encourage you to revisit this page periodically.
Governing Law and Disputes
These terms are governed by the laws of the United States and the jurisdiction in which Kiznis Studio is domiciled, without regard to conflict-of-law principles. Any dispute arising from or relating to your use of PlainPension will first be addressed through good-faith informal negotiation. If that fails, both parties agree to resolve the dispute in the courts with jurisdiction over Kiznis Studio's principal place of business. Nothing in these terms limits your statutory consumer-protection rights under applicable local law.
Legal Notices
For formal legal notices, DMCA takedown requests, subpoenas, law-enforcement requests, or correspondence regarding these terms, email legal@plainpension.co.uk. General questions, data corrections, and feedback should use the contact page so they reach the editorial team promptly.